Government Health Insurance Schemes in India Only around 472 million individuals in India out of the 1.3 billion citizens have valid medical insurance coverage, according to a 2019 report. Thus, not even half of the population has any coverage against medical expenses. Add to that the substantial poverty rates, and you can comprehend that a large section of society cannot afford quality healthcare services. So, how can major medical services become more accessible to the Indian public? Well, the answer is, with the help of innovative and helpful health insurance schemes, backed by the Indian government. Here are some of the most important schemes to consider, which has allowed millions of Indians to afford quality medical treatments and procedures when the need arises. 1. Pradhan Mantri Jan Arogya Yojana under Ayushman Bharat PM-JAY refers to a specialised health insurance policy, which is available to all economically-challenged citizens of India. One such household ...
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